Whilst we're on the subject of friends being able to hear what you say, and friends only, i have a question regarding swearing and mature language; if none of your friends mind and it doesn't offend any of them, are you allowed to swear in the games server lobby?
You'll have to get around the plugin, but yeah, its perfectly reasonable, I don't see why there is a real need to swear towards your friends, but yes, reports coming from the friends chat are usually ignored.